Income & Mortgage Protection Cover
Losing your income isn’t something most people plan for – but it’s one of the biggest financial risks any family can face. Accidents and illnesses can take you out of work for weeks, months, or even years. And when that happens, the bills don’t stop. Mortgages don’t stop. Groceries don’t stop. Life doesn’t pause.
Income protection exists to keep your financial stability intact when your earning ability is disrupted. It replaces a portion of your income so you can stay afloat, keep your household running, and while you recover or look for other work.
For many families, it’s the difference between staying steady through a tough period… and having to sell the family home, downsize or even move cities.
Your ability to earn an income is your biggest asset. Income protection is what safeguards it.
Our Approach To Income Protection
Income protection isn’t one-size-fits-all. The right structure depends on your:
- job type
- family responsibilities
- health
- financial commitments
- and how long you could realistically cope without income
That’s where we step in. Income protection is about giving you stability when life becomes unstable. Our role is to make sure that stability actually arrives – and arrives quickly.
Why Choose US
Relationship-Driven Advisory
Long-term, multi-stage support from advisers who know your family – not a call centre.
True Claims Advocacy
The real test of insurance isn’t when you buy the policy – it’s when you need it. We step into the process, prepare documentation, and advocate for fair outcomes where needed.
Multi-Provider Access
Tailored solutions from multiple insurers, not a single product suite.
Referral
Based
Life-Stage Based Planning
We don’t sugarcoat premiums or promise unrealistic pricing stability.
Honesty Over Sales Tactics
Plan for tomorrow, today. Smart guidance to choose the right fund and stay on track for your retirement goals.
Lived Experience
We’ve personally navigated trauma, disability, and claims. This changes everything about how we advise.